Providing access to high quality virtual or in-person healthcare that keeps more money in your pocket!

Thompson Thrift understands that access to high quality healthcare is import. That’s why we’ve partnered with Marathon Health. Whatever your healthcare need, Marathon Health is there to help. They provide you access to confidential services that include preventative care, primary and sick care, chronic care management, medication and lab services, wellness and health coaching, and behavioral health services.

On top of access to high quality healthcare – Marathon helps keep more money in your pocket! Thompson Thrift covers the full cost of Marathon Health’s services. So, you pay nothing when you utilize them.

Marathon health is available to all benefit-eligible team members. You do not need to be enrolled in the Company medical plan to use their services – although Marathon Health is not a replacement for medical coverage. Team members are still encouraged to carry medical insurance. Marathon Health is intended to work in conjunction with medical insurance, and as a partner with team member’s current healthcare providers to help make healthcare more convenient and accessible.

Marathon Health Anywhere for Team Members Outside the Indianapolis Area.

Provides access to a team dedicated to delivering convenient, high quality virtual Concierge Care Services. Marathon’s industry-leading digital tools allow for a better patient experience and increased access to medical professionals. With an emphasis on Concierge Care Services, Marathon Health Anywhere caters to team members and their families whatever their health needs might be (excludes Indianapolis team members).

Marathon Health Network for Team Members in the Indianapolis Area

Provides access to seven health centers in and around the Indianapolis area. Appointments can be in-person, telephonic or virtual through the health centers (available to Indianapolis and Terre Haute team members). Clinic locations include Greenwood, PNC Center downtown, Washington Square, Carmel, Traders Point, Plainfield, and Fishers.

Getting Started is as Easy as 1-2-3!

Don’t wait. Setup your account today so you are ready when you need to access healthcare services.

1. Go to marathon-health.com.
2. Setup your account by clicking on the ‘Patient Login’ link and then the ‘New? Register Now?’ link.
3. When you need healthcare services, schedule an appointment online. Dedicated care team: Mon. – Fri., 7 a.m. – 5 p.m. On-call team: Available 24/7/365.

Your Money Line is a benefit designed to give you and your family expert help on any money challenges, greater financial literacy, and less stress about money. Your Money Line provides you with complimentary 1:1 financial guidance from certified coaches, education, & tools—so you can stress less about money and enjoy greater stability & confidence.

Step 1: Registration

• Register for your personal dashboard at yourmoneyline.com/thompsonthrift
  • Team members who register will be added to Your Money Line's communication lists so you won't miss any important updates.
  • Gain access to 20+ hours of video courses, blog posts, tools, calculators and more.

Step 2: Stability Academy

• After registering, team members will be prompted to start the Stability Academy assessment.
  • This short quiz will help you determine your stability index score.
  • The assessment will also populate your dashboard page with your team name, score, way to register for the next live event, and list out the next steps you should take.

Contact Your Money Line
Your Money Line Financial Guides can get you answers to any financial question that shows up in your life.

Call, email, or reserve a meeting with Your Money Line experts today!

Your Money Line is available from 9am to 9pm EST, Monday through Friday. Emails will be answered within one business day.

• Phone Number: 833-890-4077
• Email: answers@yourmoneyline.com
• Reserve a Meeting: yourmoneyline.com/schedule

Offered by High Ground in partnership with John Hancock, Life and Long-Term Care Protection is a two-in-one coverage that offers permanent life insurance and a living benefit that can be used for long-term care expenses, providing financial security and support for future needs.

What is Long-Term Care Protection? Coverage for essential care services, such as in-home assistance or nursing facilities, when someone is unable to perform daily living activities independently.

Key Features & Benefits:

• Dual Protection in One Policy: Combines long-term care coverage and life insurance in a cost-efficient package.
  
• Tax-Free Benefits: Allows tax-free access to the policy's death benefit to pay for qualified long-term care expenses.
  
• Flexible Coverage: Covers services such as in-home care, adult day care, assisted living facilities, and nursing homes.
  
• Simplified Reimbursement: Offers direct payments to care providers.
  
• Lifetime Fixed Cost & Portability: Premium rates for the long-term care coverage are guaranteed not to increase, and coverage can continue at the same cost should you leave your employer.
  
• Cash Value Growth Potential: Accumulates cash value based on a combination of premium payments and interest credits tied to an index (e.g., the S&P 500).
  
• John Hancock Vitality: Earn rewards and premium savings for healthy living.

Medical Coverage for You and Your Family

Thompson Thrift’s medical plans provide comprehensive coverage with an emphasis on wellness, preventative care, and choice. Benefit eligible team members have three coverage options to choose from: a traditional PPO plan, and two High Deductible Health Plans (HDHP). All three plans are administered by Anthem, and the medical services and prescriptions covered under all three plans are the same. The difference is in how you and the plans pay for those services through a different mix of copays, deductibles, out-of-pocket maximums, and coinsurance. These differences also impact the premium rate you pay for the plans. For an overview of the three plans, please click on the document link below.

Whether you're seeking guidance, coping strategies, or someone to talk to, Anthem offers a range of confidential services to assist you. Take a moment to review the available resources and find the support that best fits your needs.

Thompson Thrift is committed to providing resources for our team members and their families to assist in navigating through life’s challenges. Corporate Chaplains act as a care coach, caring for you and your family in times of need.

• Chaplain services are available 24/7, at no cost, to our team members or their families.
• An in-person Chaplain will be available on a regular basis at most Thompson Thrift corporate offices starting this fall.
• Any team member can access the Chaplain service via text, email, or phone.
• A Chaplain visit is confidential and voluntary and available for scheduled one-on-one sessions. They are not therapists but can be a safe place to process stress management, marriage and parenting issues, and personal crises.

Chaplains are available for hospital visits and any crisis situation.

HOW TO UTILIZE THE CHAPLAIN SERVICES:

Chaplains will establish a regular schedule for their visits to the corporate offices. In addition, you can reach your chaplain via email or phone and arrange a time to talk by phone or in-person.

• Indianapolis, On-Site Community Management, Field, and Remote Team Members
  Chaplain Ray Marsh
  rmarsh@chaplain.org
  919-582-7327 Ext. 4462
• Terre Haute Team Members
  Chaplain Tim Ramseier
  tramseier@chaplain.org
  877-322-2427 Ext. 5201
• Denver Team Members
  Chaplain Mark Johnson
  mjohnson@chaplain.org
  1-877-322-2427 Ext. 5337

Team members can use Forma rewards to prioritize their mental health and well-being. Funds are available for health and wellness apps like Headspace and Calm, or for services such as deep tissue massages or meditation coaching. Explore the Forma marketplace to discover and access these valuable resources.

Resources for Team Members

Life is full of challenges and at times we all need help. That’s the main purpose of the EAP – to provide you and your dependents help and resources to overcome life’s challenges. Those challenges can take many forms. That’s why the EAP offers a wide array of services. So, whatever your need, they can most likely help. Whether it is someone to talk to, help with childcare or elder care resources, parenting and caregiving, health and wellness, financial planning and legal services, help balancing work and life responsibilities, or whatever – give them a call or visit their website to find out how they might be able to help.

Resources for Managers

Our comprehensive Employee Assistance Program, through Uprise Health, is not only for employees who need assistance with work-related or personal issues. Resources are also available for supervisors and managers who need assistance communicating with employees, developing organizational polices, implementing HR best practices, or accessing tips and strategies on a variety of management topics. In addition, semi-annual utilization reports provide an overview of what services are being utilized by your staff.

EAP Contact Information

1-800-386-7055

worklife.uprisehealth.com

Access code: worklife

Marathon Health provides behavioral health services for team members and their families. They also provide access to comprehensive wellness workshops, navigating topics such as anxiety, sleep, and depression. Schedule an appointment with their trained professionals or complete a wellness workshop to support your mental wellness journey.

Financial well-being and mental health are intricately linked and often underestimated. For many, money is more than just a means to an end; it’s a source of security, freedom, and sometimes (unfortunately) stress. Understanding the relationship between finances and mental health is crucial, especially as you adjust and adapt your aspirations, responsibilities, and the occasional struggle to reach your financial goals in each stage of life.

Read Article to Learn More: Where Numbers and Emotional Collide

Your personalized healthcare resource and place to get your questions answered.

What’s covered under the medical plan? Is a doctor part of the Anthem network? What’s my deductible? Have I met my deductible for the year? Has a claim been processed? The Sydney app can help you answer these questions and more! Best of all, since it is on your phone, it is easy to access and almost always with you.

The app is available for both Apple and Android devices. We highly recommend it as a way to stay on top of your coverage and get answers to your questions. Download it today from either the App Store of Google Play to easily find care, review your coverage, track your claims, access your digital medical card, get answers to your questions, or contact Anthem.

LiveHealth Online gives you 24/7/365 access to U.S. board-certified doctors through the convenience of phone or video consults. It’s an affordable alternative to costly Urgent Care and ER visits when you need care now.

If you are enrolled in either the HDHP 1 or HDHP 2 medical plans, an HSA is a great way to save money for medical expenses. Not only that, it is all tax-free.

• Contributions come out of your paycheck before taxes.
• Earnings from the money deposited in your account grows tax-free, and
• If you use the money for qualified healthcare expenses, contributions are not taxed when they are withdrawn.

OTHER ADVANTAGES

• Employer match. The Company will match up to $30 per pay with an annual maximum of $780.
• You own the account. The HSA is an individual account that you open. This means that you control it and, if you leave the company, it goes with you.
• No use it or lose it rule. The IRS allows balances in an HSA to roll over from year-to-year. So, if you don’t use it this year, you can use it next year, or the year after, or when you retire.
• It is flexible: You decide when to save, how much to save, and when to use the money.
• It’s easy to use. An HSA debit card is available. Making it easy to pay for medical expenses from your HSA account.

HSA ACCOUNT SETUP

The HSA is an individual account owned by you. This means that before the company can deposit your

contributions, you must setup an account with our vendor UMB. Contributions and the company match

will not start until we receive confirmation that your account is open with UMB. When you first enroll in the

HSA, you will receive an email with instructions on how to setup your account.

Note: please refer to the Benefits Guide for the current year IRS contribution limits.

Flexible Spending Accounts (FSAs) allow you to set aside money from your paycheck to pay for eligible expenses with tax-free dollars. When you contribute to an FSA, you save money by reducing your taxable income. There are two types of FSA accounts:

• Healthcare, and
• Dependent Care.

Each is separate from the other. You can elect to contribute to either one on its own or both.

HEALTHCARE FSA

This account is used to save and pay for eligible healthcare expenses. The type of eligible expenses depends on the medical plan you are enrolled in. If you are enrolled in the PPO, the account can be used to pay for medical, dental and vision expenses. If you are enrolled in a High Deductible Health Plan (HDHP), the IRS limits the eligible expenses to dental and vision (see the HSA for medical expenses). Account highlights include:

• Use it or lose it: The IRS allows you to carryover a limited amount from one year to the next. Any unused amounts over the limit are forfeited.
• Flexible. You can use your healthcare FSA funds at any time, even if it’s the beginning of the year and you haven’t made your full contribution.
• Easy to use. An FSA debit card is available. Making it easy to pay for medical expenses from your FSA account.

DEPENDENT CARE FSA

This account is used to pay for eligible dependent care expenses. Eligible expenses include daycare, preschool and summer day camp for dependent children age 12 and under. In addition, the account can be used for to pay for adult daycare for a spouse of dependent who is incapable of self-care. Account highlights include:

• Use it or lose it: You must use all the funds during the calendar year. Any unspent funds are forfeited.
• Funds must be deposited before you can use them. Unlike the healthcare FSA, you cannot withdraw funds until they have been deducted from your paycheck and deposited into your account.
• Easy to use. An FSA debit card is available. Making it easy to pay for expenses from your FSA account.

Note: please refer to the Benefits Guide for the current year IRS contribution limits.

Staffed by caring professionals who know your insurance plans, the Benefits Help Desk is designed to be your personal benefits answer and support service for a wide range of insurance-related questions or issues throughout the year.

Contact the Benefits Help Desk

Phone: 877-373-6535 from 8am–8pm Monday through Friday ET.

Email: BenefitsHelpDesk@epicbrokers.com.

Dental Coverage for You and Your Family

At Thompson Thrift, we prioritize your oral health and support you in maintaining a beautiful smile. We offer comprehensive dental coverage though Delta Dental. Benefit eligible team members can choose to elect or decline coverage for you and your family.

Vision Coverage though VSP Network

You and your dependents have access to vision coverage though Guardian—VSP Network Signature Plan. VSP is committed to bringing together the best people, products, and services to deliver greater access to high-quality, affordable eye care and eyewear. You can choose to elect or decline coverage for you and your family.

Thompson Thrift provides each Team Member with $50,000 of basic life insurance coverage at no cost to you. Benefits do reduce starting at age 65.

You may also elect additional life insurance coverage for yourself and your family.

Thompson Thrift provides you the opportunity to purchase voluntary critical illness, hospital indemnity and accident insurance through Guardian. These benefits are designed to help Team Members offset the financial effects of a catastrophic illness or accident with a lump sum benefit paid directly to you to use as you wish.

You may choose to enroll your spouse and/or children for 50% of your election. There is a Guarantee Issue of $25,000 for Team Members and $12,500 for your Spouse.

Short-term disability (STD) provides income protection in the event you are unable to work for a short period of time due to a covered injury or illness. Thompson Thrift provides this coverage at no cost to benefit eligible team members.

Long-term disability (LTD) provides income protection in the event you are unable to work for an extended period of time due to a covered injury or illness. Thompson Thrift provides this coverage at no cost to benefit eligible team members.

Critical Illness Insurance pays a benefit if you are diagnosed with a serious illness covered by the plan. The benefit is paid to you and can be used to pay medical costs or living expenses such as child care or mortgage payments.

Helps cover the cost of emergency medical care, physical therapy and other unexpected expenses that result from accidental injury.

Hospital Indemnity Insurance pays a benefit if you are admitted to a hospital, whether or not these charges are covered by your medical plan. Benefit payments are sent directly to you and can be used for any purpose—from covering medical copays and deductibles to paying for everyday expenses such as the mortgage, groceries and utilities.

Save for retirement with pre- and post-tax offerings and a generous company match.

Empower administers the 401(k) plan. Click the button to the right to visit the Empower website. The resource guide below provides an overview of the 401(k) plans eligibility requirements, contribution limits, matching formula, vesting schedule, loan options, and withdrawal options.